Give first, Web 2.0-style

Kiva.orgThose of you who know me know I’m a big fan of a little book called “The Go-Giver” by Bob Burg. It’s a simple concept, really – give first, without keeping score. People who give generously often end up all the richer for it; it simply requires a bit of faith (and sometimes a little patience).

 I’ve found a great website, courtesy of Oprah, that takes this to a whole new level. Kiva is a website that crowd-sources loans to third-world entrepreneurs. Instead of looking for huge donations from a few wealthy individuals, small crowds loan small amounts, which are combined to make up microloans to business owners across the globe. Check out the women I’m helping in Senegal.

Incidently, it’s not a donation – it’s a loan, and it’s paid back over time. There’s no interest, so you won’t make money, but once a loan is paid back you can reclaim the funds or choose another small business owner to support.

What fascinates me, from a technology standpoint, is how it’s bringing people together. Those of us who are better off can each contribute a little bit here, a little bit there, and gradually these small insignificant sums start adding up to serious impact. At the same time, we get to connect to someone on the other side of the world, hear their stories, and see what it’s like. I suspect we can all learn a great deal from these determined entrepreneurs.

Business owners helping business owners, all around the world. I don’t know exactly what will come of it, but the one thing I’m sure of is that Kiva is making the world a better place. I’m excited to be a small part of it.

What is web 2.0?

The machine is usWhat is Web 2.0? Even the experts in the heart of Silicon Valley argue about the answer. There’s a Web 2.0 “style,” generally lots of whitespace, big type, and rounded edges. There’s a Web 2.0 Conference – several, in fact – where all the Web 2.0 digerati gather. There are books about Web 2.0. And now there are even people starting to talk about Web 3.0.

Can we get 2.0 nailed down first?

Most people, when they think of Web 2.0, think about all the information that is being shared throughout the internet. Photos on Flickr; profiles on social networking sites like Facebook and LinkedIn; Wikipedia, a free encyclopedia developed by online collaborators; even Amazon’s huge use of interactive features for their shoppers, from reviews and recommendations all the way to personal profiles, blog posts, and shared lists.

We continue to add more resources to the online world; at the same time, we have begun tagging and organizing this huge mass of data so that it can be more useful.

A picture is worth a thousand words; for the best visual explanation I’ve seen to date, spend 5 minutes on this video. It’s well worth your time.

add to del.icio.usDigg itStumble It!Add to Blinkslistadd to furladd to ma.gnoliaadd to simpyseed the vineTailRank